What CIRO Requires in Meeting Documentation (2026)
CIRO's five-factor suitability standard and Staff Notice 31-368 show what meeting documentation must demonstrate. The gap is smaller than you think.
Sandy
11 min read
TL;DR
CIRO requires meeting notes to demonstrate a reasonable basis for each suitability determination across five specific factors, codified in IDPC Rule 3402(1) and NI 31-103 s. 13.3(1). The standard was detailed through practical examples in Joint CSA/CIRO Staff Notice 31-368, published December 2025. The gap between current practice and compliance readiness is smaller than most advisors expect.
Sandy
Founder, Northern Catalyst | Developer, Meeting Notes Pro
Building tools for Canadian financial advisors
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