https://northerncatalyst.ca/newsletter/ Every two weeks: what is changing across CIRO, PIPEDA, and Quebec Law 25, and what it means for Canadian advisors using AI tools. en-ca Copyright 2026 Northern Catalyst Tue, 04 Aug 2026 12:00:00 GMT https://northerncatalyst.ca/newsletter/records-outlast-the-arrangements/ https://northerncatalyst.ca/newsletter/records-outlast-the-arrangements/ Oversight of mutual fund dealer representatives in Quebec moved to CIRO on 4 July, and files about earlier conduct moved with it. What that means for records written under arrangements that have since changed, plus the three retention clocks in one table. Tue, 04 Aug 2026 12:00:00 GMT